How to further my studies without money in Malaysia? Not enough money to fund your degree? Here are the ways:
1) Postgraduate Scholarship
Postgraduate scholarship is a form of financial aids from Organization. It does not require you to repay back. In return, you might need to work with the organization for certain period.
2) Education Loans / Study Loan
An education loan is form of lending with interest. Therefore you required pay back. One of the most common education loans in Malaysia is PTPTN. Its offer you with low interest rate. For maters degree, the loan is capped at RM 10,000 per year and for a PhD RM 26,000 per year.
3) Teaching / Research Assistantships
Full time students that funded by university in exchange for some part time work in university.
4)Employer Funded
Some employer provides various forms of financial assistance.
5) EPF Account II
Withdraw from your EPF Account II
6) Personal Saving
7) Full Time Employment / Part Time Study